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About Little Rock Family Dental Care Services

Finance & Insurance

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard, American Express and Discover credit cards. We also offer low- and no-interest financing options through our office as well as the CareCredit system. If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs.


If your insurance covers dental treatment, you will receive the benefit of reduced personal costs. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims.

To help us with your insurance filing, please complete the insurance questions on our questionnaire. Please remember that insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.


Dental insurance plays a larger and larger role in helping people obtain dental treatment. Since we strongly feel our patients deserve the best possible dental care we can provide, and in an effort to maintain the highest quality of care, we would like to share some facts about dental insurance with you.


Although insurance is your responsibility we can help. Regardless of what we might calculate as your benefit dollars, we must stress the fact that you are responsible for the total cost of your dental care. As a courtesy to you, we will file your insurance to get the maximum amount due you under plan’s provision. You should contact your employer or union to obtain precise information regarding your benefits. If you have more than one dental plan, you will have an out of pocket portion to pay even though you have coverage with both companies. The dentist cannot possibly have the specific information of each policy that is written.


You may receive a letter from your insurance company stating the dental fees are higher than usual and customary, rather than saying their benefits are low. An insurance company surveys a geographic area, finds the average fee and then takes 90% of that fee and considers it customary.


Many plans tell their insured that they will be covered “up to 80%” or “up to 100%”, but do not clearly specify limitations. We have found that most plans cover about 35% to 65% of major services based on the plans pre-established maximum fee allowance and varies from carrier to carrier.


Many routine dental services are not covered by insurance carriers.